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Your Guide to

Home Ownership

Winter 2025 Buyer Guide

Knowledge, Experience, Professionalism

WELCOMING THE WINTER REAL ESTATE SEASON: 

Your Guide To Buying In 2025

As the world embraces the chilly embrace of winter, the real estate market unveils a season filled with distinctive opportunities and considerations for home buyers. Whether you're dreaming of a cozy abode nestled amidst snow-kissed landscapes or seeking the vibrant energy of urban life during the festive season, Winter 2025 offers an exciting array of prospects for all types of buyers.

In this comprehensive guide, we delve into the critical aspects of purchasing a home during the winter months. From benefiting from less competitive market conditions to understanding the nuances of viewing properties in challenging weather, our Winter 2025 Buyer's Guide is designed to equip you with the knowledge to make informed decisions. Explore how seasonal trends can impact pricing and inventory, and discover tips for navigating the home buying process efficiently—even as the temperatures drop.

As we navigate through a season renowned for both its beauty and its challenges, our aim is to arm you with the insights necessary to turn the winter months into your perfect time to buy. Welcome to the Winter 2025 home buying journey—where your dreams of home ownership meet the frosted horizons of opportunity.

Sincerely,

Kevin Turner

- you're in great hands -

Meet

Kevin Turner

Broker/Owner
(443) 624-0780
We Help You Home -- this encapsulates the philosophy of Home Towne Real Estate, your local real estate brokerage focused on helping it's clients get what they want in a home, out of their home, and with everything home-related.
Kevin has been with Home Towne Real Estate since it began in January of 2004, and the Broker/Owner since 2013. He's a life-long resident of Southern Maryland, a graduate of Calvert High School and St. Mary's College of Maryland with a background in Computer Science. Kevin's worked with and for small businesses since his days in high school, and fell in love with leading a real estate brokerage while still in college.

Kevin is a member of seven REALTOR associations and has served at various levels of leadership of the Maryland REALTORS and Southern Maryland Association of Realtors as President, Chair, District VP, and committee member.
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report
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Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
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2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
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3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
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4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract or Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
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6

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
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7

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
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8

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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Let's Chat.

Purchasing a home during the winter season of 2025 offers unique opportunities and considerations. As this guide has explored, understanding current market conditions, interest rate trends, and effective negotiation strategies are critical components in making informed and strategic purchasing decisions.
www.hometownerealestate.net/team/kevin-turner
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Thank you!

Remember, the guidance of experienced real estate professionals can provide personalized advice and support tailored to your needs. With the right preparation and mindset, you are well-equipped to find the perfect home that meets both your financial goals and lifestyle aspirations.
Happy house hunting in the Winter of 2025, and may your new home be where cherished memories are made and dreams realized!
I'll be right there with you, every step of the way.