Image

Your Guide to

Home Ownership

Kevin Turner Presents: Summer 2026 Buyer Guide

Knowledge, Experience, Professionalism

WELCOMING THE WINTER REAL ESTATE SEASON: 

Summer 2026 Buyer Guide

Welcome to the Summer 2026 Southern Maryland Real Estate Buyer’s Guide.

As we move into the heart of the 2026 season, the SoMD market—spanning Calvert, Charles, and St. Mary’s counties—has entered a much-anticipated period of stabilization. After years of rapid shifts and inventory droughts, we are finally seeing the "Great Housing Reset" take hold in our region.

For buyers, this summer offers a unique window of opportunity that hasn't been seen in nearly half a decade. Mortgage rates have found a new "normal" in the low-6% range, and for the first time in years, inventory is beginning to outpace sales growth. This means you have more choices, more time to make decisions, and more leverage at the negotiating table.
Sincerely,

Kevin Turner

- you're in great hands -

Meet

Kevin Turner

Broker/Owner
(443) 624-0780
We Help You Home -- this encapsulates the philosophy of Home Towne Real Estate, your local real estate brokerage focused on helping it's clients get what they want in a home, out of their home, and with everything home-related.
Kevin has been with Home Towne Real Estate since it began in January of 2004, and the Broker/Owner since 2013. He's a life-long resident of Southern Maryland, a graduate of Calvert High School and St. Mary's College of Maryland with a background in Computer Science. Kevin's worked with and for small businesses since his days in high school, and fell in love with leading a real estate brokerage while still in college.

Kevin is a member of seven REALTOR associations and has served at various levels of leadership of the Maryland REALTORS and Southern Maryland Association of Realtors as President, Chair, District VP, and committee member.
Image

Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
1761586953938-Winter+2025+Buyer+Guide+(4)_2500.webp
1761586979994-Winter+2025+Buyer+Guide+(5)_2500.webp
1759350056620-Winter+2025+Buyer+Guide+(3)_2500.webp

Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
Image

2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
Image

3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
Image

4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
Image

5

Under Contract or Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
Image

6

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
Image

7

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
Image

8

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
Image
Image

Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
Image

By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
Image

With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
1759350091750-Winter+2025+Buyer+Guide+(2)_2500.webp

Let's Chat.

Southern Maryland has always been more than just a place to live—it’s a lifestyle where the pace of the Patuxent and Potomac rivers meets the ambition of the D.C. corridor. As we navigate the unique landscape of Summer 2026, the key takeaway for any buyer is patience coupled with preparation.
www.hometownerealestate.net/team/kevin-turner
Image
Image

Thank you!

Remember, the guidance of experienced real estate professionals can provide personalized advice and support tailored to your needs. With the right preparation and mindset, you are well-equipped to find the perfect home that meets both your financial goals and lifestyle aspirations.
Happy house hunting in the Winter of 2025, and may your new home be where cherished memories are made and dreams realized!
I'll be right there with you, every step of the way.